100% confidential application

Looking for a bad credit personal loan with guaranteed approval but do not want a credit check?

If you have bad credit it can be easy to feel like there is no one out there who can help you. The good news is that in recent years many lenders have disrupted the Australian lending landscape by specializing in serving customers with bad credit. 

Many years ago, before there was some reform in the credit market, you could easily obtain a guaranteed loan. Today they are a bit hard to find, but provided you meet a few simple criteria there are lenders who have loans which are close to guaranteed. 

The hardest part about these loans is finding the right lender. All lenders have different rules and the rules change all the time, this can make connecting with the right lender almost impossible. That is why we have taken the leg work out of it! Check below for the lender most likely to approve you this month...

Ferratum Loan Offer
A tailored personal loan offer with a fast and easy application available to those with good or bad credit. You can apply today and get approved for up to $5,000!
  • Loan amount: $5,000
  • Loan term: 3 - 12 months
  • Turnaround time:  1 hour
  • Fees: vary - start at 20% establishment fee and 4% per month admin fee
  • Bad credit borrowers OK
  • Quick and easy Approval
  • No Credit Checks
Ferratum Personal Loan Offer​
  • Bad credit applicants considered
  • Fast approval service
  • Borrow up to $2,000

How It Works

Finding the right lender when you have bad credit can be hard. Really hard.  Most lenders will do credit check, then you will get the inevitable rejection message. But it doesn't have to be this way, there are lenders who can help. The problem is finding them can be very hard and time consuming. We have taken the hard work out of it. We can connect you with the fastest and easiest no credit check lenders in Australia. It only takes seconds. Find out why thousands of Australian's rely on us to find them the perfect loan...
​

Find a lender

We connect you with one of the best no credit check lenders in the country. 

Provide basic info

Fill out the 100% online application form. It takes less than 5 minutes. 

Get cash!

Get the cash paid directly to you bank account instantly when approved. 

CASE
​STUDY

John and his guarantor

John has found himself in a tight spot. He has casual employment at the local bar and studies at TAFE. John has done a good job juggling all his debts and car repayments on his income of about $22,000.
However, John's car has broken down and he doesn't have the cash to get it fixed right now. His car is vtal as he uses it to get to work as public transport doesn't run late enough. His casual employment and low income means he can't get a loan but his parents offer to go guarantor for him. This allows him to borrow at bank despite not normally meeting their minimumlending rules.

What Our Customers Say

Craig, Bankstown

Tracee, Rockhampton
I really needed a loan and had applied at more than 5 places. Just when I had given up my brother showed me no credit check loans and they found me a loan without needing a guarantor. Highly recommend. 
I was a bit skeptical as I had trouble finding the right lender in the past but this site was able to find me someone quickly. The loan was a bit more expensive than I would have liked but I can't complain as I know I do have a pretty bad credit score. Thanks guys :)